Choose your amount
Use the loan estimate to explore an amount between $2,000 and $10,000 CAD.
Explore amounts →PERSONAL LOAN APPLICATION
A clearer way to start your loan application.
Explore a personal loan amount and repayment term that fit your needs, review an illustrative estimate, and continue when you are ready.
CAD $2,000–$10,000
loan amount range
12–60 months
repayment terms
6.9% fixed APR
illustrative rate
LOAN ESTIMATE
Live estimate
How much do you need to borrow?
Loan amount
$
6,000
CAD
$2,000
$10,000
Repayment term
36 months
ESTIMATED REPAYMENT
Approximate monthly payment
6.9% fixed APR
$184.94
Loan amount
$6,000.00
Estimated interest
$657.84
Total repayment
$6,657.84
This calculator provides an illustrative estimate only. Your actual rate, payment, fees, eligibility and final terms, if applicable, may be different.
Continue with this amount
Clear before you continue
Review your selected amount and term.
Simple digital application
Complete the essential information online.
Responsible borrowing
Borrow only what fits your circumstances.
HOW IT WORKS
From a number on the screen
to a completed application.
We keep the experience focused on the information you actually need to review. Start with an amount, choose a term, and make sure the application details look right before you submit.
Select your term
Compare 12, 24, 36, 48 and 60 month repayment options and see how the estimate changes.
Compare terms →Complete your application
Review the selected amount and term, provide the requested details, and submit when you are comfortable proceeding.
Start application →PERSONAL LOAN APPLICATION
Ready to take the next step?
Your selected loan amount and repayment term are carried into the application so you can review them before continuing. Need to change them? You can return to the calculator at any time.
The calculator is an estimate, not a guarantee of approval, funding, rate or final loan terms.
YOUR SELECTION
Secure
Review before you apply
Loan amount
$6,000
Repayment term
36 months
Need to adjust your amount?
$6,000
THE LOAN-SOLUTIONS APPROACH
Personal borrowing should be easier to understand.
Loan-Solutions is designed around a simple idea: when someone is considering a personal loan, the experience should make the important information easier to see and understand.
That means giving you a clear starting point, showing an illustrative repayment estimate, letting you adjust the amount and term, and giving you an opportunity to review your choices before submitting an application.
We do not want the application process to feel like a maze. The information presented throughout the experience is intended to help you make a more informed decision about whether a personal loan is appropriate for your circumstances.
Clear numbers
See the amount, repayment term and illustrative monthly payment together before you begin.
Your choices stay visible
Your selected amount and term remain part of the application experience so you can review them before submitting.
No false certainty
Estimates are presented as estimates. Approval, funding, rates and final terms are not promised simply because you use the calculator or submit an application.
RESPONSIBLE BORROWING
Borrowing should fit your circumstances.
A personal loan is a financial commitment, so it is important to consider whether the requested amount and repayment schedule are manageable for you.
01
Consider your regular income and essential expenses.
02
Review the estimated repayment before submitting.
03
Borrow only an amount you reasonably expect to repay.
04
Read applicable loan documents and final terms carefully.
QUESTIONS
Before you apply, know what to expect.
Here are some of the questions people commonly have when exploring a personal loan application.
What loan amounts can I explore? +
The calculator currently allows you to explore amounts from $2,000 to $10,000 CAD. The amount shown is an illustrative selection and does not by itself represent an approval.
What repayment terms are available? +
The calculator provides 12, 24, 36, 48 and 60 month options. You can change the term before continuing with your application.
Is the monthly payment guaranteed? +
No. The calculator provides an illustrative estimate using the displayed assumptions. Your actual rate, payment, fees and final terms may differ.
Can I change my loan amount after starting? +
Yes. The application includes an opportunity to adjust your amount or repayment term and return to the application with your updated selection.
Does submitting an application guarantee funding? +
No. Submission means your application has been received for review. It does not guarantee approval, funding, a particular rate or particular final terms.
Why do you ask for my financial institution? +
Financial institution information can be relevant to the application process. Only provide information requested through the official application experience and never provide passwords, PINs or security codes unless a legitimate service specifically requires them through its own secure authentication process.
LOAN-SOLUTIONS
Clear information.
Clear information.
A more considered application.
Explore the calculator, review the available choices and decide whether continuing with a personal loan application makes sense for you.